Bank Dummies

Highlights

November 9, 2011 · Borrowing

Build or Rebuild your Credit with Secured Credit Card

How Secured Credit Cards Can Help You Establish Your Credit Credit cards are one of the best ways for people to build their credit and they have grown to be a necessity in…
October 7, 2011 · Banking

State Unemployment and Disability EDD Debit Card

EDD Debit Card For those of you who receive funds from the Employment Development Department (EDD), you already know how much of a hassle it is to have to deposit or cash a…
August 25, 2011 · Investing

8 Ways to Avoid Early Withdrawal 10% Fee On Your IRA

How can I avoid the 10% early IRA withdrawal penalty? Life can very unpredictable and as hard as you can try to prepare yourself for anything to happen, sometimes it just isn’t enough….
August 20, 2011 · Banking

The Value Behind Direct Deposit

Direct Deposit Ever wonder what it would be like to have your own personal butler running your errands for you? Well, signing up for direct deposit is sort of like having a personal…
August 12, 2011 · Banking

The Cost of Not Having a Checking Account

How a Bank Account Can Save You Money There are certain things in life that are simply no-brainers. Without a doubt, opening a bank account is one of the things that fall under…
July 31, 2011 · Borrowing

Understand and Calculate How Balance Transfer Can Help You Save on Interest Rates

Balance Transfer According to government census data, the average adult has $3,752 of revolving debt. This debt is usually carried on credit cards and if each consumer didn’t immediately pay off their monthly…
July 9, 2011 · Banking

Understand How Your Online Banking Billpay Works

Online Bill Pay Online bill pay has got to be the best thing invented since the Internet was born. I vaguely remember the days when I had to make three stops at different…
June 29, 2011 · Borrowing

Make your credit cards your friends, not enemies

Cash back? Check. Airline miles? Check. Reward points? Check. Better credit? Definitely check! These are all rewards you can expect to reap from properly using credit cards with reward incentives. However, use it…
June 7, 2011 · Banking

Understanding Overdraft Coverage Options

Beginning last year, all banks in the United States was mandated to give up a huge source of their revenue, Overdraft (OD) fees. Overdraft fees are usually incurred by irresponsible use of a…
May 24, 2011 · Borrowing

Four Basic Programs to Build your Credit

Credit is an important institution built to make lending and borrowing safer for both parties. In today’s world, credit is so important that having bad credit will make your adult life a living…